Final Expense Insurance, also known as Burial Insurance, is designed for individuals between the ages of 40 and 90 years of age. Final Expense Insurance only covers funeral expenses and medical bills in the event of your death. This product also builds cash value over time. The premiums are based upon attained age. Final Expense Insurance has a fixed premium for the duration of your life which means that rates will never increase. There is no medical exam required to purchase Final Expense Insurance. Final Expense Insurance is a great option for individuals with a pre-existing condition that would typically prevent them from buying regular Term or Whole Life Insurance.
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